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Theft / Vandalism
If your property has been vandalized or burglarized, the aftermath can be overwhelming. Recovering from such a traumatic event and dealing with the insurance claim process can be a significant burden. At Keys Claims, we understand the challenges you’re facing, and we are here to help.
Here are some steps to follow to ensure a smooth insurance claim process:
- Notification: Report the incident to the police immediately and file a police report. Contact your insurance agent or carrier to report the loss.
- Documentation: Take numerous photographs of all aspects of the damage, including damage to the structure, personal or business property, and any damage resulting from the police investigation. Make a list of any missing items.
- Loss mitigation: Take temporary measures to prevent further damage, secure the property, and preserve all damage for the insurance company’s inspection. Do not dispose of damaged items until the claim is settled.
- Policy Compliance: Review your insurance policy to understand the requirements and benefits outlined. For example, you may need to file a Sworn Statement in Proof of Loss within a specific timeframe, and the insurance company may have the right to replace missing items instead of issuing a settlement check.
- Valuation and Negotiation: Document the value of missing or damaged items thoroughly and professionally to ensure that your insurance company can respond appropriately.
At Keys Claims, we can help you navigate the insurance claim process for property damage and theft. Our team of experts can guide you through the process, from filing the initial claim to negotiating a settlement. Contact us today to learn more about how we can help.