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Many insurance policies include an Appraisal provision that allows either the insurance company or the insured to demand an appraisal if they disagree about the amount of the insured loss. The purpose of the Appraisal process is to offer both parties a less expensive and more expedient alternative to going to court to reach a settlement.

Although similar to binding arbitration, the Appraisal process is distinct. It involves three participants: The insurance company and the insured each select an Appraiser, and a neutral Umpire is chosen to serve as the final decision-maker if the two Appraisers cannot reach a resolution.

Keys Claims has extensive experience representing the insured in the Appraisal process. Our firm has participated in over 400 Appraisals since 2007, and our principal, George W. Keys, has participated in several thousand Appraisals on behalf of the insured throughout his career.

We believe that the Appraisal process, when properly utilized, can be an effective means of resolving complex insurance claims. However, it’s important to note that laws and policy language vary from state to state in the United States and from country to country. We recommend that you contact us to discuss the Appraisal process in your specific area to ensure that you understand your rights and obligations.

At Keys Claims, we are committed to helping our clients navigate the insurance claim process, including the Appraisal process. Contact us today to learn more about our services and how we can help you with your insurance claim.

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