Toll Free (866) 499-KEYS
Local (239) 774-5040
Facsimile (239) 774-4027
For most of us, our home is our single largest investment. When a leak, a fire, a sinkhole, a hurricane, or an act of vandalism damages your property, it is a very traumatic experience for the whole family. It is essential both emotionally and financially to restore your property to its previous condition . . . and as efficiently as possible.
After filing their insurance claim, many homeowners unfortunately discover that the insurance claims process has become complicated in recent years.
The insurance company’s adjuster is paid by the insurance company to determine the amount that will be paid to the policyholder. Frequently, however, the insurance company representatives and the property owner disagree about the coverage available under the policy and over the value of the settlement.
At Keys Claims Consultants, Inc. we take our job seriously. We prepare, document, value and negotiate your settlement. We analyze and apply all of the complicated provisions of your policy and attend all meetings with your insurance company. We present your claim in the language of the claims industry to bring your claim to its proper conclusion.
When disaster strikes, you need a team of credentialed and experienced professionals to act on your behalf in the property claims process. We stand ready to prepare, present and negotiate your claim.
Board Members of Condominium Associations have a fiduciary duty to ensure owners’ interests are protected. When a catastrophic event occurs, this responsibility comes into sharp focus.
Without being involved on a daily basis in the insurance industry, can the Board of Directors be knowledgeable as to the complexities of the Association’s entitlements and responsibilities under the Master Insurance Policy?
• Do State Statutes supersede Condominium Documents or the Insurance Policy given the circumstances of this claim?
• What are the responsibilities of the Unit Owners?
• What are the responsibilities of the Association?
• Is it an error to hire a General Contractor to negotiate your claim?
• How do you bring the Association and its owners together with the common purpose of a proper settlement with the Insurance carrier?
Our references include many Associations who will verify the significance of Keys Claims Consultants, Inc.'s involvement in their recovery.
Timeshare insurance policies are significantly different from condominium policies. Most often these policies afford a great deal more coverage than might be realized. Most owners and even a majority of insurance adjusters do not fully understand how to interpret this type of insurance policy for the benefit of Timeshare resort owners. As such, Timeshare properties are often adjusted improperly resulting in needless assessments to the unit owners.
The Board of Directors for a Timeshare represents a large number of fractional owners whose chief desire is to experience carefree vacationing. Dealing with an insurance claim does not fit an absentee unit owner’s picture of vacation time well spent. On-site property managers already have a full- time job handling the day to day operations of the property. Keys Claims Consultants, Inc. has the time, talent and experience to stand in the gap to manage the property insurance claim process with the best interest of the ownership in mind.
Theft, Fire or smoke damage, Hurricane, Water Leak, Vandalism, Collapse
While the physical damage from any one of these disasters might be devastating enough, the resultant damage to the normal flow of business operation often proves to be the greater loss.
Our team of professionals at Keys Claims Consultants, Inc. is ready to act as your advocate in your Business Interruption Loss. We provide the needed expertise and resources to professionally document, present and negotiate your claim with your insurance company.